Live U.S. community reports

Has your direct deposit hit yet?

Check what people using your bank are reporting today—then add your anonymous update in two taps.

No bank login No account number Anonymous totals
1

Report your deposit

Today · U.S.

Did it arrive?

One current report per bank and device. You can update your answer later.

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Chime

Community reports only
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Community reports are not bank confirmations. Official status links open the provider's own page.

FEDERAL RESERVE CALENDAR

Next banking holiday: Labor Day

September 7, 2026. FedACH timing may affect when some deposits are processed.

View ACH schedule
LIVE COMMUNITY MAP

The U.S. Payday Wave

See how today's deposit reports are moving across U.S. time zones.

Updates every minute
Eastern TimeET
Waiting for reports
Central TimeCT
Waiting for reports
Mountain TimeMT
Waiting for reports
Pacific TimePT
Waiting for reports

Time zone comes from the reporter's selection. Hawaii and Alaska reports remain included in national totals.

PAYDAY ESTIMATOR

When might your deposit arrive?

Get a cautious window based on your bank's published early-pay policy and the Federal Reserve calendar.

Estimated availability window

Select a payday to calculate a window.

An estimate is not a promise. Your employer controls when the payment file is sent.
Read Chime's official information
PRIVATE PAYDAY ROOM

Check with coworkers—without a group chat

Create a seven-day private link. Everyone taps “arrived” or “waiting.” No names, salaries or employer details.

Rooms are unlisted, expire automatically and are excluded from search engines.

IF PAYDAY HAS PASSED

What to check before calling your bank

A missing early deposit is not necessarily a late paycheck. Use the scheduled payday—not the usual early day—as the key deadline.

  1. 1
    Confirm the scheduled pay date

    Early access is optional and can vary from one pay period to another.

  2. 2
    Ask payroll whether the file was sent

    If payday passed, request the ACH trace number and effective date.

  3. 3
    Check holidays and official status

    Processing calendars and service incidents can explain wider delays.

  4. 4
    Contact your bank securely

    Use the number in your official app or on the back of your card—never a number posted by another user.

BUILT FOR TRUST

One screen. Three clearly labeled signals.

We do not mix official information, estimates and community reports.

Official status

Read automatically from public status pages operated by supported providers.

Provider-owned source

Community reports

Anonymous “received” and “waiting” check-ins, grouped into U.S. totals.

Minimum sample required

Timing estimate

A cautious date window based on published policies and the official holiday calendar.

Never presented as a guarantee
Privacy by design

We never ask for a bank login, account number, routing number, salary, Social Security number, employer name or full name.

Read our methodology →
QUICK ANSWERS

Direct deposit questions

Clear answers for the moments when payday does not look normal.

Federal Reserve holiday source

Independent, not your bank

Did My Pay Hit? is an informational community utility. We cannot locate, release or reverse a deposit. For account-specific help, contact your payer and bank through official channels.

About this project →